Heartland National Life

Heartland National Life Insurance Company

At Heartland, we understand that there is not a one size fits all approach to health care coverage. That’s why we’ve developed Secure Advantage Flex, a Hospital Plan that can be tailored to fit the needs of your client.


Selling points include:

          • Guarantee issue for applicants age 64.5 to age 65.5
          • Issue Age is 18 to 85
          • Dual Application with ONE Application Fee ($25) for both applicants
          • 7% Household Discount
          • Pre-existing conditions excluded first 6 months
          • Benefits restore after 60 days
          • Lump-Sum Cancer Benefit Rider ($1,000 to $20,000 with recurrence benefits)
            • Cancer in situ Benefit (25% of Face Amount)
            • Skin Cancer Benefit (5% of Face Amount)

Upon filling out this secure form, you will be sent an invitation to contract.
This is a manually approved process. Requests are fulfilled same-day.

Heartland National Contracting Form